Everything you need to get out of debt
Debt Relief Tracker is built to make one thing simple: knowing exactly where you stand, and what to do next.
Security
Powered by Auth0's login security platform — the same infrastructure used by large-scale platforms to stop bots, credential stuffing, and session hijacking, so we don't have to build that from scratch.
Bot & brute-force protection
Auth0 blocks automated attacks and high-velocity login attempts using dozens of risk signals — before they ever reach your account.
Breached password detection
If a password you use turns up in a known data breach, it's blocked and you're notified in real time.
Passwordless & adaptive MFA
Sign in with phishing-resistant passkeys, or add multi-factor authentication that adapts to risk signals like new devices or untrusted locations.
Continuous session protection
Your session is monitored for hijacking and suspicious activity the whole time you're logged in, not just at sign-in.
Encrypted at rest
Your financial data is encrypted in our database, adding another layer of protection if the database itself were ever compromised.
Plan
Multiple payoff strategies
Compare debt avalanche, debt snowball, or a custom priority order to see which gets you debt-free fastest — or cheapest.
Every debt in one place
Credit cards, loans, medical debt, and more — track balances, interest rates, and minimum payments together.
Track
Progress over time
Visualize balances dropping and project your debt-free date as you go.
Payment history
Log payments and see exactly how much interest you have saved.
Own your data
Self-hostable
Run the full app yourself — the same code powering the hosted version.
No lock-in
Your data stays yours. Export it whenever you want.
Curious what we've shipped lately? See the changelog